Shares of Alibaba ( BABA ) - Get Alibaba Group Holding Ltd. Sponsored ADR Report ended lower Monday following a report that Chinese regulators are planning to tighten their grip on Alipay, the company's popular payment app. Beijing is looking to create a separate app for Alipay's highly profitable loan business, which is currently controlled by Alibaba founder Jack Ma's Ant Group, according to the Financial Times. The plan will also see Ant Group turn over the user data that underpins its lending decision into a new credit scoring joint-venture that will will be partly state-owned, two sources familiar with...